What is Coastal Home Insurance?Homeowners who live in coastal locations can get special insurance for their properties. For hazards that are more common in these areas, such as hurricanes, flooding, and wind damage, it offers coverage. Some insurers give discounts for storm mitigation efforts and different deductibles for such events. Given the higher hazards involved with living near the ocean, coastal house insurance can be more expensive. For homes in these regions, it's important to guarantee they have sufficient coverage.
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